Escrow & Security
Arrangements

Malta offers a robust and flexible escrow service environment, primarily facilitated by licensed trustees and fiduciary companies under the regulation of the Malta Financial Services Authority (MFSA).

This ensures credibility, reliability, and adherence to strict confidentiality and asset segregation requirements.

Acumum Trustees & Fiduciaries Limited is such a licensed trustee and fiduciary company, established in 2012. Acumum Trustees’ licence and clean conduct can be seen on the MFSA’s Financial Services Register here.

Escrow services are designed to provide security and risk mitigation for parties engaged in commercial and non-commercial transactions, especially where parties may not be familiar with each other’s business practices.

Key Features of Escrow Services

INDEPENDENTTHIRD-
PARTY AGENT–
ACUMUM TRUSTEES &
FIDUCIARIES LIMITED

Escrow services are provided by licensed entities, such as Acumum Trustees & Fiduciaries Limited, acting as neutral intermediaries. Acumum as the escrow agent holds funds, assets, or documents on behalf of transacting parties, ensuring that contractual conditions are met before the release or transfer of assets.

ESCROW AGREEMENT

The arrangement is governed by a formal escrow agreement. This document outlines the terms, conditions, and procedures for the operation of the escrow, including the criteria for releasing the held assets.

WIDE RANGE OF
APPLICATIONS

Escrow services in Malta are used for:

  • Transfers of securities, shares, or equity
  • Intellectual property and domain name transfers
  • Financing and security transactions
  • Asset purchases, mortgages and sales
  • Safe-keeping of valuable documents or collectibles

Escrow services are typically used in a number of sectors such as aviation, corporate, project finance, maritime, amongst others.

RISK REDUCTION

Escrow mechanisms mitigate the risk of fraud or non-fulfilment by ensuring that assets are only released when all agreed-upon conditions are satisfied, often verified by Acumum as the escrow agent or an independent expert.

CUSTOMISATION AND
FLEXIBILITY

Escrow services are highly customisable to meet the specific needs of each transaction, providing tailored solutions for both local and international deals.

CONFIDENTIALITY AND
SEGREGATION

Trust and escrow arrangements in Malta are subject to stringent confidentiality rules, and assets held in escrow are segregated from the personal assets of the trustee or escrow agent.

The Process

Stage one

AGREEMENT

The parties agree on the terms and appoint Acumum as the licensed escrow agent.

Stage two

DEPOSIT

The grantor transfers the funds or assets to Acumum as the escrow agent.

Stage three

VERIFICATION

Acumum as the escrow agent verifies compliance with the contract terms.

Stage four

RELEASE

Upon satisfaction of all conditions, Acumum as the escrow agent releases the funds or assets to the grantee.

Regulatory Framework

MFSA OVERSIGHT

The MFSA regulates trustee and fiduciary companies, ensuring that escrow services are conducted with integrity and in accordance with Maltese law.

TRUSTS AND TRUSTEES ACT

The legal framework provides for the establishment and operation of trusts and fiduciary relationships, under which escrow services are
offered.

Why Choose Acumum for Your Escrow Needs?

When selecting an escrow agent in Malta, you need a partner with proven experience, unwavering integrity, and a deep understanding of the regulatory landscape. Acumum Trustees & Fiduciaries Limited, licensed by the MFSA since 2012, provides the assurance and security your transactions demand.

MFSA Licensed & Regulated

We operate under the strict oversight of the Malta Financial Services Authority, ensuring full compliance and credibility.

Proven Experience

Our team brings extensive expertise in managing complex, high-value, and cross-border transactions across various sectors including aviation, maritime, and corporate finance.

Complete Neutrality

As an independent third party, our sole focus is to execute the terms of the escrow agreement faithfully for all parties involved.

Asset Security

All funds and assets held in escrow are strictly segregated and protected in dedicated client accounts, providing you with complete peace of mind.

Customised Solutions

We understand that no two transactions are the same. We work with you to tailor escrow agreements that meet your precise needs and conditions.

Frequently Asked Questions about Escrow Services in Malta

An escrow agent is a neutral and independent third party, like Acumum Trustees & Fiduciaries Limited, that holds and regulates the payment or assets involved in a transaction on behalf of the other two parties. The assets are released only when all contractual conditions have been met.

Escrow is ideal for any transaction where security and risk mitigation are paramount. This includes real estate purchases, mergers and acquisitions, intellectual property transfers, aviation and maritime sales, project financing, and the holding of securities or valuable documents.

Yes, it is very safe. Escrow services in Malta are provided by companies licensed and regulated by the Malta Financial Services Authority (MFSA). This ensures strict adherence to legal standards, asset segregation, and confidentiality, making it a highly secure mechanism for transactions.

An escrow agreement is a formal legal document drafted to outline the specific terms and conditions of the transaction. It details the duties of the escrow agent, the conditions for the release of assets, timelines, and dispute resolution procedures. All parties involved must agree to and sign this document before the escrow is activated.

We help clients navigate evolving ESG regulations by drafting and implementing tailored governance policies, advising on decarbonisation strategies, and ensuring projects adhere to both local and international environmental and social standards. This proactive approach helps secure financing, enhance reputation, and ensure long-term sustainability.

Malta’s regulated framework makes it the ideal jurisdiction for safeguarding interests in complex, high-value, or cross-border transactions. By providing a secure and customisable solution, Acumum helps all parties mitigate transactional risk. To discuss how our escrow and security arrangement services can benefit your specific transaction, contact our expert team today for a confidential consultation.