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Is Malta Citizenship for Investment Still Possible in 2025?

Published On: October 23rd, 2025

In 2025, the traditional Malta Citizenship by Investment program is no longer available. This program, previously known as MEIN or CES, was a popular route for high-net-worth individuals seeking EU citizenship through significant financial contributions. Under this scheme, applicants could secure Maltese citizenship by making substantial investments in property and government bonds, along with a charitable donation. It was particularly appealing to those looking for visa-free travel across Europe and access to the EU’s single market.

The landscape changed dramatically with the introduction of the new Citizenship by Merit programme in 2025. Unlike its predecessor, which allowed individuals to essentially buy citizenship, the new program emphasizes earning citizenship through exceptional contributions to Malta or humanity at large. This marks a significant shift from a purely transactional model to one that values talent, innovation, and philanthropy.

This article will delve into the reasons behind the termination of the old investment-based program, explore the details of the new merit-based alternative, and discuss other residency pathways that may lead to citizenship. We’ll also examine what options remain available for those interested in obtaining Maltese citizenship in 2025. Whether you’re an entrepreneur, innovator, or philanthropist, understanding these changes is crucial for navigating your path to Maltese citizenship.

The End of Malta’s Traditional Citizenship by Investment Program

The European Court of Justice ruling effectively ended the Malta Citizenship by Investment scheme. The EU determined that the program treated EU citizenship as a commodity that could be purchased, which conflicted with EU principles and citizenship laws. This landmark decision underscored the importance of maintaining the integrity of EU citizenship and ensuring it wasn’t reduced to a purchasable asset.

The program officially ceased operations following the ruling, meaning no new applications are being accepted under the investment-based framework. However, individuals who already obtained citizenship through the MEIN program retain their status. These passport holders continue to enjoy the benefits of Maltese and EU citizenship without any change to their legal standing.

This decision reflects broader trends within the EU towards ethical citizenship models. Malta, like other member states, must now align its immigration policies with EU standards. By ending the investment-based program, Malta demonstrates its commitment to upholding EU values while exploring new avenues for attracting global talent and investment. This shift highlights the evolving nature of citizenship programs worldwide.

Malta’s New Citizenship by Merit Programme: What Changed in 2025

Launched in April 2025, the Citizenship by Merit programme represents a fundamental shift from buying citizenship to earning it through exceptional achievements. This initiative aims to attract high-impact entrepreneurs, investors, innovators, and philanthropists whose projects deliver tangible value to Malta or humanity. Unlike the previous scheme, this program focuses on merit rather than monetary transactions.

Qualification for the Citizenship by Merit programme is open to a diverse range of individuals. Applicants might include exceptional entrepreneurs who have launched successful ventures, scientists making groundbreaking discoveries, or philanthropists driving meaningful social change. Instead of simply making financial investments, candidates must demonstrate concrete contributions that benefit Malta or address global challenges.

The core principle distinguishing this program is its emphasis on measurable outcomes. Applicants must show alignment with Malta’s national priorities, such as fintech development, sustainable practices, or cultural preservation. Their proposals should include clear milestones and deliverables, ensuring that their contributions create lasting impact rather than short-term gains.

Malta adopted this approach to position itself as a leader in purpose-driven naturalization pathways. By focusing on merit and contribution, the country maintains compliance with EU standards while attracting individuals who can drive innovation and progress. This strategy not only enhances Malta’s reputation but also ensures that new citizens bring genuine value to the nation.

“The European Union has ended the Malta Citizenship by Investment scheme, also often referred to as Maltese Exceptional Investor Naturalization (MEIN) program. The European Court of Justice ruled that it treated EU citizenship as something that could be bought.” -Global Citizen Solutions

Understanding the Two-Stage Application Process for Citizenship by Merit

The Citizenship by Merit programme features a structured two-stage approval process designed to ensure only qualified candidates receive citizenship. This rigorous approach guarantees that applicants provide measurable value and demonstrate long-term alignment with Malta’s priorities before advancing through the stages.

This process emphasizes demonstrated contribution, integration into Maltese society, and thorough due diligence. Each stage is meticulously crafted to maintain the program’s integrity and uphold Malta’s commitment to attracting individuals who can make exceptional contributions to the country or humanity.

Stage 1: Proposal Letter and Initial Approval

To begin the application process, candidates must submit a detailed proposal letter outlining their exceptional talent or innovation. This document should highlight achievements such as scientific breakthroughs, technology ventures, or significant entrepreneurial success. Applicants need to showcase proven philanthropic or social impact outcomes, demonstrating how their work benefits Malta or addresses global issues.

Verifiable achievements play a crucial role in this stage. Previous startups, awards, patents, or publications serve as evidence of an applicant’s capabilities. The proposal must also include a clear roadmap with measurable outcomes, such as job creation, research partnerships, or philanthropic key performance indicators. These elements help establish the credibility and strategic relevance of the proposed contribution.

Stage 1 acts as a filter to ensure only qualified candidates advance. The proposal must be strategically relevant, credible, and endorseable by Maltese institutions. This initial screening process helps identify individuals whose contributions align with Malta’s Vision 2050 strategy and national priorities, setting the foundation for successful integration and long-term impact.

“On 16 July 2025, Home Affairs Minister Byron Camilleri announced a draft law introducing a Malta citizenship by merit route for individuals who make exceptional contributions to Malta or humanity in areas like science, innovation, arts, culture, entrepreneurship, and other areas that align with Malta’s Vision 2050 strategy.” -Global Citizen Solutions

Stage 2: Naturalization Application

After receiving initial approval, applicants proceed to the formal naturalization application process. This stage involves submitting comprehensive documentation, undergoing integration assessments, and completing due diligence procedures. Applicants must provide evidence of their real-world delivery and the lasting value created through their contributions.

Malta requires more than just promises; it demands proof of actual implementation and impact. Candidates must demonstrate how their projects have materialized and contributed to Malta’s development or addressed pressing global challenges. This final stage ensures that only those who have genuinely added value to Malta or humanity receive citizenship.

Eligibility Criteria: Who Can Apply for Citizenship by Merit

Ideal candidates for the Citizenship by Merit programme include high-impact entrepreneurs, investors, innovators, and philanthropists. Entrepreneurs should have launched successful ventures, while investors must bring strategic capital and expertise. Innovators advancing technology or science and philanthropists making measurable social impacts are also encouraged to apply.

Malta prioritizes contributions in several key areas: scientific research, technological innovation, entrepreneurial ventures, arts and culture, and philanthropic initiatives. Applicants must align their efforts with Malta’s Vision 2050 strategy, focusing on fintech, sustainability, and cultural preservation. Demonstrating long-term commitment to Malta and integrating into its society are essential components of eligibility.

Contributions must be exceptional and measurable, delivering clear benefits to Malta or humanity at large. Financial capacity alone is insufficient; applicants must prove they can create lasting value through meaningful actions. This ensures that new citizens contribute positively to Malta’s growth and development.

“While financial investment may still be part of one’s profile, it’s no longer a guaranteed route to citizenship. Bottom line: There is no fixed cost anymore.” -Malta Citizenship Info

Ultimately, the Citizenship by Merit programme seeks individuals who can drive innovation and progress. By focusing on real-world delivery and meaningful contributions, Malta ensures that its new citizens enhance the nation’s reputation and prosperity.

Malta Permanent Residence Programme: An Alternative Pathway

For those unable to meet the stringent requirements of the Citizenship by Merit programme, the Malta Permanent Residence Programme (MPRP) offers an alternative pathway. Also known as the Malta Golden Visa, this program provides permanent residency without directly granting citizenship. While it doesn’t offer immediate citizenship, it lays the groundwork for eventual naturalization after meeting specific criteria.

The MPRP requires applicants to invest in property, either by purchasing real estate valued at €350,000 or renting for a minimum of €12,000 annually. Additionally, a government contribution fee and a donation to registered NGOs are mandatory. Recent updates in January 2025 introduced more flexible eligibility criteria, updated property thresholds, and simplified fee structures, making the program more accessible to a wider audience.

Permanent residency offers numerous benefits, including the right to live indefinitely in Malta, access to the Schengen Zone, favorable tax treatment, and access to quality healthcare and education. Over time, residents can pursue citizenship through naturalization after fulfilling residency and integration requirements. This pathway suits individuals seeking a gradual transition to Maltese citizenship while enjoying the advantages of residency.

Traditional Naturalization: Citizenship After Residency

Another option for obtaining Maltese citizenship is through traditional naturalization after establishing long-term residency. Typically requiring five years of continuous residence, this pathway mandates demonstrating integration, language proficiency, and strong ties to Malta. Unlike the investment or merit-based programs, this route emphasizes genuine residence and cultural assimilation.

“The Malta Residency by Investment also referred to as the Malta Golden Visa, officially known as the Malta Permanent Residence Programme (MPRP), allows non-EU nationals to obtain permanent residency in Malta through a qualifying investment.” -Global Citizen Solutions

This method differs significantly from both the old investment program and the new merit-based pathway. Rather than relying on financial contributions or exceptional achievements, applicants must relocate to Malta, build businesses or careers, and integrate into society conventionally. This approach appeals to individuals willing to commit to life in Malta over the long term, embracing its culture and community.

Best suited for those planning to settle permanently, this pathway requires patience and dedication. Applicants must maintain residency status, meet integration criteria, and prepare for a multi-year process. While slower than other methods, traditional naturalization offers a stable and recognized route to Maltese citizenship for those committed to becoming part of Maltese society.

Comparing Investment Requirements: Old vs. New Programs

The financial requirements under the old Citizenship by Investment program were straightforward but costly. Applicants needed to contribute between €600,000 and €750,000 depending on residency duration, invest in property worth €700,000 or rent for €16,000 annually, and donate €10,000 to charity. These fixed amounts made the process predictable but heavily reliant on financial capacity.

In contrast, the new Citizenship by Merit programme does not specify fixed investment amounts. Instead, it focuses on demonstrable value creation through entrepreneurship, innovation, or philanthropy. Financial capacity remains important, but the emphasis has shifted to impact and strategic alignment with Malta’s national goals. Applicants might invest in establishing businesses, funding research initiatives, or supporting philanthropic projects, provided these create measurable outcomes.

This shift means applicants must focus on creating real-world impact rather than simply transferring funds. For example, launching a tech startup that generates jobs or funding a research project aligned with Malta’s priorities would qualify. The new approach rewards meaningful contributions over mere financial transactions, reflecting Malta’s commitment to attracting individuals who can drive positive change.

“Buy a residential property worth at least €700,000 in Malta, and that must be held for a minimum of five years. An alternative to this is to lease a residence with a rental value of €16,000 annually.” -Get Golden Visa

Benefits of Maltese Citizenship and EU Passport Access

Obtaining Maltese citizenship offers numerous advantages regardless of the chosen pathway. One of the most significant benefits is gaining full EU citizenship status, providing access to all associated rights and privileges. This includes visa-free or visa-on-arrival entry to over 180 countries, freedom of movement throughout the European Union, and the ability to live, work, and study in any EU member state.

From a business perspective, Maltese citizenship opens doors to the EU single market, offering favorable tax regimes, a robust banking sector, and a strategic location ideal for international trade. Malta is particularly renowned for its thriving fintech, gaming, and financial services industries, making it an attractive hub for entrepreneurs and investors alike.

Lifestyle advantages abound as well. Malta boasts a high quality of life, excellent healthcare and education systems, and English as an official language. Its pleasant Mediterranean climate, political and economic stability, and central location make it an appealing destination for families and professionals seeking a balanced lifestyle. These factors combine to make Malta one of the most desirable places to call home.

Overall, Maltese citizenship provides unparalleled opportunities for personal and professional growth. Whether pursuing business ventures, educational goals, or simply enjoying a vibrant Mediterranean lifestyle, Malta offers a unique blend of benefits that cater to a wide range of aspirations.

Due Diligence and Application Timeline Expectations

All applicants, regardless of the citizenship pathway pursued, must undergo a comprehensive due diligence process. This includes background checks, financial scrutiny, and reputational assessments conducted by Maltese authorities to ensure program integrity. Thorough vetting helps maintain the prestige and reliability of Maltese citizenship.

“Malta is the only EU country in 2025 offering citizenship via investment in 12-36 months, requiring investment, real estate, and donation.” -Feod Group

The timeline for the Citizenship by Merit application process varies based on the complexity of the case and the nature of the proposed contribution. Typically, the two-stage process—from initial proposal submission through approval stages to final citizenship grant—can take anywhere from 12 to 24 months or longer. Each application receives individual attention to verify its merit and potential impact.

In comparison, permanent residency applications via the Malta Permanent Residence Programme usually take 4-6 months to process. Traditional naturalization after residency can span several years, depending on residency duration and integration assessment. Understanding these timelines helps applicants plan accordingly and manage expectations throughout the application journey.

Malta’s taxation system is designed to be competitive and attractive for high-net-worth individuals. Non-domiciled residents benefit from a remittance-based taxation system, where only income brought into Malta is taxed. This structure, combined with Malta’s favorable corporate tax rates and double taxation treaties, makes it an appealing destination for global entrepreneurs and investors.

Residency obligations vary depending on the citizenship pathway chosen. While citizenship itself doesn’t mandate physical residence in Malta, certain programs require residency during the application phase or afterward. For instance, the Malta Permanent Residence Programme necessitates maintaining a qualifying property and meeting minimum stay requirements to retain residency status.

Tax planning and compliance are crucial for Maltese citizens and residents. Understanding Malta’s reporting requirements, tax treaties, and interactions with other jurisdictions ensures optimal tax efficiency. Consulting with tax professionals, especially those familiar with Malta’s fiscal environment, can help navigate these complexities and maximize benefits. Proper planning ensures seamless integration into Malta’s economic landscape while minimizing tax liabilities.

What Existing MEIN Passport Holders Should Know

Individuals who obtained citizenship under the previous investment program can rest assured that their status remains unaffected by recent changes. Existing MEIN passport holders retain all their citizenship rights and privileges, including EU membership benefits and visa-free travel. Their citizenship is secure and permanent, ensuring continued access to the advantages of holding a Maltese passport.

These passport holders must still fulfill any ongoing obligations related to their original investment agreements. This may include maintaining property ownership or satisfying investment hold periods. General citizenship responsibilities, such as adhering to Maltese laws and contributing positively to society, remain applicable. Despite the program’s termination, existing citizens continue to enjoy the same rights and protections as before.

Frequently Asked Questions

Can I still buy Malta citizenship in 2025?

No, the traditional Citizenship by Investment program has been terminated following an EU ruling. Malta now offers Citizenship by Merit, which requires exceptional contributions to Malta or humanity rather than purely financial investment. You cannot simply purchase citizenship through monetary contributions alone.

What is the minimum investment required for Malta citizenship in 2025?

The new Citizenship by Merit programme does not specify fixed minimum investment amounts. Instead, applicants must demonstrate exceptional contributions through entrepreneurship, innovation, philanthropy, or other areas that align with Malta’s national priorities. The focus is on impact and value creation rather than specific monetary thresholds.

How long does it take to get Malta citizenship through the merit programme?

The timeline varies depending on the complexity of your application and the nature of your proposed contribution. The two-stage process includes initial proposal review and formal naturalization application. While specific timelines have not been officially published, applicants should expect a comprehensive evaluation process that could take 12-24 months or longer.

What are the alternatives to citizenship if I want to live in Malta?

The Malta Permanent Residence Programme (MPRP) offers permanent residency through qualifying investments, including property purchase or rental and government contributions. This provides the right to live in Malta indefinitely and access to the Schengen Zone. After maintaining legal residency for several years, you may qualify for citizenship through traditional naturalization.

Do I need to speak Maltese to qualify for citizenship by merit?

While language requirements have not been explicitly detailed for the Citizenship by Merit programme, demonstrating integration into Maltese society is important. Malta is officially bilingual with English and Maltese, and English proficiency is widely accepted. Language requirements may be assessed as part of the integration evaluation during the application process.

Conclusion

The traditional Malta Citizenship by Investment program has ended due to EU regulations, replaced by the Citizenship by Merit programme effective April 29, 2025. This new pathway focuses on exceptional contributions rather than financial investment alone, requiring applicants to demonstrate real value creation through entrepreneurship, innovation, philanthropy, or other areas aligned with Malta’s national priorities. Alternative pathways exist through the Malta Permanent Residence Programme, which can eventually lead to citizenship through traditional naturalization after meeting residency and integration requirements. Existing passport holders from the old program retain their citizenship status. Malta citizenship continues to offer significant benefits including EU membership rights, travel freedom to over 180 countries, and access to Malta’s favorable business and lifestyle environment.

If you’re interested in obtaining Maltese citizenship or residency in 2025, the landscape has fundamentally changed, but opportunities still exist for qualified individuals. Assess whether you can demonstrate exceptional contributions that align with Malta’s vision and national priorities under the Citizenship by Merit programme. If you seek a more accessible entry point, consider the Malta Permanent Residence Programme as a pathway to eventual citizenship through naturalization. Given the complexity of these programs and the significant investment involved, consult with experienced immigration advisors who specialize in Malta citizenship and residency programs. They can evaluate your specific situation, help develop a compelling proposal for the merit-based pathway, or guide you through the residency route. Act now to understand your options and begin positioning yourself for success under Malta’s new citizenship framework. The merit-based approach rewards those who can demonstrate genuine value creation, making Malta an attractive destination for accomplished entrepreneurs, innovators, and visionaries seeking EU citizenship through meaningful contribution. For expert guidance tailored to your needs, visit https://acumum.com/