By accessing, viewing, using this Website (defined below) or downloading any content from it you expressly agree to all of the conditions of these Terms of Use as well as the Privacy Policy (‘Terms). If you do not agree to any of the conditions set out in the Terms, do not use, in any manner the Website.

The website found at and any information, articles or documents contained or downloaded from it (‘Website’) are provided by Acumum Services Ltd doing business as the Acumum Services Group, registered in Malta, Company Number C57125 with a registered address at 260 Tri San Albert, Gzira, GZR 1150, Malta. (‘Acumum’).


The information to be found on the Website are for informational and guidance purposes only and are not intended to constitute legal advice and in this manner should not be relied upon. Neither should the entering into email or other communications with Acumum, its employees or consultants be considered legal advice or the commencement or the actual establishment of an attorney – client relationship. You are advised to seek confirmation of statements made herein before acting upon them; specialist advice should always be sought on specific issues.

Not all services may be available to you or within your jurisdiction.

Neither Acumum nor its employees or consultants accept any responsibility for any direct, indirect or consequential loss or damage which may arise from reliance on information or views appearing on this Website.

Third party content

By using this website and/or submitting your particulars to us, you agree to comply with and be legally bound by these Terms of Use, which shall take effect immediately on your first use of this website. We suggest that you take the time to familiarise yourself with their contents. If you do not agree to be legally bound by all the following terms please do not access and/or use this website.

We may from time to time change the contents of these Terms by posting changes online. Please review the Terms regularly to ensure you are aware of any changes made by us. Your continued use of this website after changes are posted signifies your agreement to be legally bound by these Terms as updated and/or amended.

Third Party Links and Content

Where hyper links to third party websites are provided, such links are not an endorsement or recommendation by Acumum of any information, products or services in such websites, but are only provided by Acumum because we think that they may be of interest to you or for information purposes or for convenience. As such your use of such links is entirely at your own risk and Acumum accepts no responsibility or liability for the content, use, privacy policies or availability of such websites. Acumum has not verified the truth or accuracy of any content of such websites.

This Website may also contain some material provided by third parties and Acumum does not necessarily agree with the content of such material and Acumum is under no obligation to state the same. Acumum does not accept any responsibility or liability for the accuracy, timeliness or completeness of such material.


All rights, including copyright, in the content of this Website are owned or controlled Acumum and are protected by the copyright laws of Malta as well as international copyright laws. In accessing this Website, you agree that you may only download and store (in any medium) the content for your own personal non-commercial use or that of your firm or company.

Except where expressly permitted, you are not permitted to copy, broadcast, download, store (on any medium), transmit, show or play in public, adapt or change in any way the content of this Website for any other purpose whatsoever without the prior written permission of Acumum.

Governing Law

These Terms shall be governed by and interpreted in accordance with the law of Malta and the Courts of Malta shall have exclusive jurisdiction over all claims or disputes arising in relation to or in connection with this website and its use, these Terms of Use and the Privacy Policy.